top of page
Suburban Homes

Who we are

I'm Tim Rhey,  owner of True Rate Mortgage Group, a partner and division of Xpert Home Lending.

As a mortgage professional and real estate investor for more than 20 years, I have successfully helped thousands of families all across the country achieve the American Dream. As your guide, I get the privilege of being partner on a very special homebuying experience.  That is what I love most!

 As loan officer, my job is to coordinate an effective gameplan, discuss financial goals, and then strategically dial up a plan that, when executed correctly, will set you up for years to come.   

Interest rates and fees matter… ALOT. The rates we are normally able to offer and the money we help our clients save are what further separate us from the competition. These are the reasons my clients keep coming back.  94% of our mortgage business is repeat business!

Let’s work together on your next home purchase or refinance!

Copy of Copy of Copy of Copy of Copy of Copy of Copy of Copy of Copy of Copy of Copy of Co

Tim Rhey, Branch Manager

NMLS# 883312

Executive Board

4e2690f1-e7cd-4677-abac-f7cf7ee5d1b8_edi

Dave Bliesmer

Loan Origination Manager

NMLS# 229447

f550e183a6ce19909c624e39e0f278780dd8fc61

Mike Wilcox

VP Sales | Senior Loan Officer

NMLS# 216617

Copy of Copy of Copy of Copy of Copy of Copy of Copy of Copy of Copy of Copy of Copy of Co

Rich Hanlin

President Xpert Home Lending Inc

NMLS:2179191  | DRE: 02166758

Why we're better

Insurance Consultation

Programs Tailored to You

At True Rate Mortgage Group, we recognize that every borrower is unique, and their mortgage needs can vary greatly. That’s why we offer a wide range of programs to cater to your specific requirements. Whether you’re a first-time homebuyer, looking to refinance, or interested in an investment property, we have a program that’s just right for you. Our team will work closely with you to determine the ideal solution that aligns with your goals and financial situation.

Business Team

Top Account Executives

When it comes to mortgage lending, having experienced professionals by your side can make all the difference. Our experts are well-versed in the intricacies of the lending industry and stay up-to-date with the latest trends and regulations. They are dedicated to guiding you through the mortgage process seamlessly, ensuring that you have a stress-free experience.

Happy Man

An Experience Like No Other

Imagine having access to competitive interest rates, a variety of tailored programs, and the expertise of the best lenders in the industry—all under one roof. That’s precisely what True Rate offers. We bring together the finest elements of mortgage lending to provide you with an experience like no other. Your journey to homeownership or financial stability begins here.  True Rate is your ultimate destination for all your mortgage home loan needs. With our commitment to competitive rates, tailored programs, and top-notch professionals, we ensure that you receive the best service possible. Choose our dedicated team for your perfectly tailored mortgage experience.

bottom of page