Why Homeowners Trust True Rate Mortgage for Reverse Mortgages

• No More Monthly Payments
  Enjoy the peace of mind of living mortgage-payment free while you stay in your home.

• Flexible Cash Options
  Choose a lump sum, line of credit, or monthly advances—tailor your funds to your lifestyle.

• Keep Full Ownership
  You retain title and can never be forced to move as long as you pay property taxes and insurance.

• Tax-Free Income
  Access your equity without a taxable event—use funds for health care, travel, or grandkids’ college.

• White-Glove Guidance
  Tim handles the paperwork, counsels on HUD requirements, and walks you through every step.

Client Testimonials

• “Tim made the reverse mortgage process so easy—I’m supplementing my Social Security and still in the home I love!”
  – Patricia L., 72

• “We tapped our equity to remodel our kitchen debt-free. No monthly payments, no stress—just freedom!”
  – George & Marlene S., 68 & 70

• “Tim’s patience and expertise turned confusion into clarity. Now I’ve got a safety net and peace of mind.”
  – Harold K., 75