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Turn Home Equity Into Freedom: Secure Your Golden Years with a Reverse Mortgage

Fast Access to Tax-Free Cash—Stay in the Home You Love, No Monthly Mortgage Payments.

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Tim Rhey
Owner | Loan Officer
NMLS# 883312

Why Homeowners Trust True Rate Mortgage for Reverse Mortgages

  • No More Monthly Payments
    Enjoy the peace of mind of living mortgage-payment free while you stay in your home.

  • Flexible Cash Options
    Choose a lump sum, line of credit, or monthly advances—tailor your funds to your lifestyle.

  • Keep Full Ownership
    You retain title and can never be forced to move as long as you pay property taxes and insurance.

  • Tax-Free Income
    Access your equity without a taxable event—use funds for health care, travel, or grandkids’ college.

  • White-Glove Guidance
    Tim handles the paperwork, counsels on HUD requirements, and walks you through every step.

Client Testimonials

  • “Tim made the reverse mortgage process so easy—I’m supplementing my Social Security and still in the home I love!”
    – Patricia L., 72

  • “We tapped our equity to remodel our kitchen debt-free. No monthly payments, no stress—just freedom!”
    – George & Marlene S., 68 & 70

  • “Tim’s patience and expertise turned confusion into clarity. Now I’ve got a safety net and peace of mind.”
    – Harold K., 75

True Rate Mortgage Group, LLC is a division of Xpert Home Lending, Inc. (XHL).  XHL  is a Real Estate Broker Licensed by the California Department of Real Estate. DRE #02166758  NMLS: 2179191. 

www.nmlsconsumeraccess.org

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Equal Housing Lender

True Rate Mortgage Group logo representing trusted mortgage services in Colorado.

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Corporate Office: 1100 Satellite Blvd, Suwanee, GA 30024,  (417) 540-4858,  Admin@Xperthomelending.com
 

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