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What Is Self Checkout?

A faster, more transparent way to refinance. You choose the rate, the term, and how much support you want — with $0 lender origination fee on eligible loans.

Four Steps. Full Control.

Choose Your Rate —  Pick from real options, no guessing games.

Choose Your Term — 30-year, 15-year, whatever fits your plan.

Buy down your rate (Or Don't)  — Your call, clearly priced.

Track It Digitally — No chasing down updates.

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Why Pay For More?

Traditional lenders build in layers of overhead you never see — and you pay for all of it. Self Checkout strips that out. Same licensed team, same compliant process, a fraction of the markup.

$0

Lender Origination Fee

$0

 Underwriting Fee

*Applies to eligible self-service conventional refinances. Third-party fees may apply. Contact us to confirm your eligibility.

Self-Serve.  Not Self-Supervised.

Self Checkout doesn't mean you're on your own. Every file is reviewed by a licensed mortgage professional to make sure it's structured right, compliant, and set up to close. You're just skipping the parts that don't need a middleman.

Set Up Your Self Checkout File

Tell us how you'd like to structure your loan. We'll set it up with your preferences in place — then send you a secure application to finish.

What matters most to you?
Lowest possible monthly payment
Lowest overall interest cost (shorter term)
Lower rate through discount points (buydown)
Not sure — show me my options
Preferred loan term
30-year fixed
15-year fixed
Not sure — help me decide
Would you like to buy down your rate?
Yes, show me buydown options
No, keep it simple
Not sure yet
Optional support
I'd like optional loan officer help
I'll handle this myself for now

Your information is kept private and secure, and used only to prepare your Self Checkout file. See our Privacy Policy for details. By submitting, you agree to be contacted by phone, text, or email regarding your inquiry. Consent is not a condition of any loan.

Powered by Altamont Funding, an Equal Housing Lender. 4465 Granite Dr. #1099, Rocklin, California 95677,

NMLS: 2603233. Privacy Policy: www.altamontfunding.com. Consumer Access: nmlsconsumeraccess.org

Powered by Altamont Funding, an Equal Housing Lender. 8375 S Willow St Ste 300, Lone Tree, CO 80124,

NMLS: 2603233.   Consumer Access: www.nmlsconsumeraccess.org

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Equal Housing Lender

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